Personal Insurance Policies
The Loyas Group has 60 years of experience crafting personal insurance plans designed to protect you and your family. Having the right insurance coverage is essential in unforeseen circumstances. Let us provide it for you. By working with an independent insurance agency who’s always on your side, you gain a partner striving to bring you the best policies at the best prices. Tell us what you need covered through the form on this page or by calling us now, and we’ll begin creating a quote for your new personal insurance program today.
The Loyas Group is here to save you time and money while maximizing your auto protections. When comparing quotes and options, our licensed representatives will explain the critical issues to help you make informed decisions best suited for you. Take a spin with our experienced independent insurance agents. We know you’ll enjoy the ride.
Our comprehensive coverage plans come with the flexibility needed to protect one of your biggest investments. By working with The Loyas Group, you’ll receive custom-tailored programs that include well-considered replacement cost valuations for your dwelling and belongings. It’s the details that count with Homeowners Insurance. Our team is here to explain the complexities of the fine print and create a solid policy as unique and sturdy as the home you’ve worked so hard to build.
Condo Unit Insurance
Condominium and Co-Op owners need customized protection plans that bridge the gap between their condominium association’s master policy and their personal property and liability coverages. The Loyas Group assesses your specific needs in order to build a custom insurance program protecting your condominium and contents beyond the bare walls and floor.
Renters Insurance is essential to protect your personal property and your personal liability from unexpected events when renting a home or apartment. The Loyas Group will help safeguard your and your family’s belongings with coverage protecting against fire and theft, as well as personal liability.
Homeowners insurance policies don’t cover flood water damage. Flood insurance adds a layer of supplemental coverage to your home and possessions. Don’t risk being drenched in debt from flood damage. Let The Loyas Group provide the protection you need to stay afloat.
If you find yourself in a situation where your insurance coverage isn’t enough, Umbrella Insurance/ Excess Liability can help keep you covered. Available to add protection over and above your auto and homeowners liability policy limits, a personal umbrella policy safeguards your assets from unforeseen perils.
Boating accidents and mishaps can severely sink your savings. The Loyas Group can provide you with the boat insurance policy most appropriate for you. Whether you own a dinghy or a yacht, we’ll help protect your watercraft, its motor, and its trailer so that you can enjoy the smooth sailing.
Your custom motorcycle deserves custom coverage. The Loyas Group can provide an affordable motorcycle insurance policy to protect your ride, accessories, and other safety-related gear so that you can confidently cruise wherever the open road takes you.
Antique & Classic Car Insurance
If it’s driven and cared for as a collectible, your classic car should be insured as such. The Loyas Group can save you money while protecting your investments through an antique car policy featuring an agreed-upon, guaranteed replacement value that’s built to last as well as your showpiece.
Whether you ride on trails or in deep powder drifts, enjoy the snowy adventures more greatly with snowmobile insurance in tow. Secure coverage for yourself and riders with a snowmobile insurance policy that may include personal and property liability, as well as vehicle repairs or replacement. Let it snow, and let The Loyas Group provide steady protection you can depend on.
Collectibles & Jewelry Insurance
When extra coverage is needed to guarantee that your valuables are protected, The Loyas Group is here for you. Jewelry, furs, silverware, valuable papers, memorabilia, money and coins often require higher limits of protection. We’ve got options to assure your collectibles and jewelry insurance is up to a gold standard.
Wedding & Special Event Insurance
Weddings and special events deserve a special policy. There’s already enough pressure in the party prepping. Why not relieve some stress with event insurance designed to protect your investments from unexpected circumstances? Including cancellation or postponement coverage plus general liability and host liquor liability options, The Loyas Group strives to help you fully enjoy the soiree, come what may.